Irvine, California Debt Collection

Protecting debtors from abusive debt collection tactics

Whether you owe a debt you are unable to pay or are being mistakenly targeted by collection agencies, you do not have to tolerate the continued abuse. Creditors’ harassing and abusive collection techniques may be more than unpleasant — they may be illegal. The lawyers at Sadeghi & Associates protect debtors from aggressive creditors and collection agencies. Using our assertive litigation strategies and extensive knowledge about consumer and debtor rights, we can help put an end to the harassment and recover monetary damages you suffered.

The Fair Debt Collection Practices Act

The collection of debts is governed by state and federal laws. When creditors violate these laws, they may be held accountable. The Fair Debt Collection Practices Act (FDCPA) prohibits creditors from engaging in abusive practices to collect debts, including:

  • Harassment — Debt collectors are legally prohibited from acting with harassing behavior, including:
    • Threatening you with violence
    • Publishing your name
    • Using obscene or profane language
    • Calling you repeatedly to annoy you
  • False statements — Debt collectors are legally prohibited from lying, including:
    • Falsely representing themselves as attorneys or government agents
    • Claiming you owe more money than you do
    • Misrepresenting that the nature of papers they send you are legal if they are not
    • Misrepresenting that the nature of papers they send you are not legal if they are
    • Stating that you will be arrested
    • Saying that they will seize assets unless they are legally permitted to do so
    • Threatening to take legal action if they lack legal grounds or do not intend to do so
  • Deception — Debt collectors are legally prohibited from using deceptive means, which include:
    • Sending you a document designed to appear as if it is from a court or government agency when it is not
    • Providing a third party with false credit information about you
    • Using a false name
  • Unfair practices — Debt collectors are legally prohibited from engaging in unfair practices, for example:
    • Collecting fees or interests not authorized by law or contract
    • Depositing a post-dated check prior to the date indicated
    • Illegally taking property
    • Contacting you by postcard

Your right to sue

If a creditor violates your rights under FDCPA and other California and federal laws, you may have a cause of action. Our attorneys analyze whether additional consumer protection laws have been violated, guide you in the collection of evidence and establish a case against the abusive debt collectors through aggressive litigation. While we put an end to the harassment, we can also assess your debt to determine whether debt negotiations or bankruptcy may be options for the long-term resolution of your financial troubles.

Contact a California debt collection rights attorney to help you

Sadeghi & Associates is located in Irvine and represents clients throughout California. Call Sadeghi & Associates at 949-668-1367 or contact us online to schedule your free consultation.

Contact Us

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Our Office

  • Irvine Office

    Address

    47 Discovery
    Suite 200
    Irvine, California 92618

    Phone

    949-514-8605

  • Riverside Office

    Address

    11801 Pierce Street
    Suite 200
    Riverside, California 92505

    Phone

    949-239-7036

  • Anaheim Office

    Address

    135 South State College Blvd
    Suite 200
    Anaheim, California 90212

    Phone

    949-239-7049

  • Newport Beach Office

    Address

    895 Dove St, 3rd floor
    Suite 300
    Newport, California 90212

    Phone

    949-514-8605

  • Beverly Hills Office

    Address

    9465 Wilshire Boulevard
    Suite 300
    Beverly Hills, California 90212

    Phone

    949-239-7063

Testimonials

  • February 22, 2019

    5 Star Attorney!

    I hired Sidney to defend me against a former tenant. This after initially hiring a different attorney , who wasn't making any progress. Just a few days after coming aboard , she brought the case to a very satisfactory conclusion ! Not only was a impressed with the result , but Sidney tried to keep my costs as low as possible! My go-to attorney!

  • February 14, 2019

    Excellent Attorney!

    Sidney is amazing! Unfortunately, the company I worked for had a few very serious legal problems which Sidney took care of. As a leader of the company and next in line to the CEO, I was able to witness first-hand amount of money and time Sidney was able to save our company. I highly recommend her!

  • December 18, 2018

    Most proficient and competent lawyer I have come across.

    Sidney was simply amazing. She took an sensitive emergency situation and handled it quickly in the most brilliant fashion . She is a master in the art of war. Rest assured she is the best money can get . Honast and fair. Worth every penny. She is a winner and i would use her services in a heartbeat . I would call her first . She is on point. Thank you Sidney. Saved my life.

  • December 10, 2018

    One of the best!!

    She is an awesome attorney. Sidney made the whole process painless and is on top of everything. She handled my case in a very professional matter. Her outstanding skills are proven by fighting tooth and nail for me.

  • December 10, 2018

    Batting 1000 on at least 5 cases!

    Sidney has been our corporate attorney handling all contracts as well as litigation matters for over 10 years. In those years, she has given our company invaluable advice in hundreds of situations, reviewed 50 or more contracts and has drafted dozens of agreements for us.

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  • December 30, 2015

    Brilliant!

    I hired Sidney without any reservations , after a thoroughly professional consultation. Not only did I find her to be brilliant strategically , but extremely honest as well . And she kept me informed every step of the way . Sidney care's about her client's, while also trying to keep costs down. She got my case settled in quick time! My new go-to attorney!

  • July 14, 2015

    Very honest, smart. Best lawyer I have ever had!

    I had a probate litigation matter after my parents passed away between many of my family members. It was a large estate and everyone wanted to fight about it. Thank God I found Sidney and her firm. She was aggressive, smart and she always told me exactly what I needed to hear to get to the outcome I was looking for. It's not the cheapest, but it was the best.

  • October 5, 2013

    Happy CLient ..

    Sidney is THE BEST Lawyer I have ever Had.. Before I hired her I had Two other Big Lawyers that could not get the Job Done that I hired them for. I Fired them and Hired Sidney.. Not only did she get the job Done I got an apology letter from the Creditor! I will ALWAYS Recommend Sidney to anyone that Needs a Lawyer..

  • January 31, 2009

    Fantastic

    She was very intelligent and kept me informed of all details. I highly recommend her.