California Attorneys Fight Against Foreclosures

Experienced lawyers help people in the Irvine area to save their homes

Your home is likely your most significant asset, and if you're like most homeowners, you've made monthly mortgage payments for years to eventually make it your own. When unexpected circumstances such as a job loss or medical emergency occur, and you can't make those payments on time, it can put your home at risk of foreclosure. It's important to know there are steps you can take to keep your home or sell it while limiting your loss. Sadeghi & Associates represents homeowners in the Irvine area and throughout California who are at risk of having their homes foreclosed. Whether we challenge your lender in defending you against foreclosure or work with your mortgage company or bank to reach acceptable terms that benefit you, you can count on our counsel and advice.

Skilled litigators provide a strong defense to foreclosure

When your lender initiates a foreclosure action, it's essential you take prompt action. As your attorneys, depending on your circumstances, we will get to work to uncover the facts and may be able to challenge the foreclosure if we find:
  • Your lender failed to follow state-mandated procedures, or federal requirements if you have a government loan.
  • The mortgage company made errors such as crediting your payments to the wrong party, charging erroneous fees, or overstating the amount of your loan.
  • Your lender failed to notify you of your loan default.
  • You are an active-duty service member.
If these situations or others exist that show your lender has engaged in a foreclosure action that's illegal or unwarranted, we will press your case in court. While your case is pending, your foreclosure will be put on hold, offering you a much-needed break while we work to help you save your home. If filing for Chapter 13 bankruptcy offers you a better option for repaying your debt and keeping your house, we can guide you through the process.

Proven advocates advise on options to foreclosure

In many cases, homeowners may be able to work with their lenders to avoid foreclosure. As skilled negotiators, we can clearly and effectively present your case to your mortgage company or bank so you can make use of these options:
  • Mortgage modification If your home's value is less than your outstanding loan amount or you no longer can afford your monthly payments under your current mortgage, you may be eligible for a loan modification. Our attorneys can negotiate with your lender to have the terms of the original loan reduced to payment amounts you can afford.
  • Loan forbearance — If your failure to make timely mortgage payments resulted from a financial setback you can recover from, we may be able to seek loan forbearance from your lender. Forbearance gives you a temporary reprieve from making payments while your lender agrees not to foreclose during the forbearance period.
It's often in a lender's best interest to work with homeowners rather than spending the time and money it costs them to initiate foreclosure proceedings. We have helped clients throughout California to make use of these options and keep their homes and will press for a favorable outcome in your case.

Knowledgeable counselors help mitigate your loss in a home sale

When selling your home is in your best interests, we can negotiate with your lender to provide these options:
  • Short sale — If your home's value has depreciated by 20 percent or more, it may be in your interest to sell it through a short sale, which your lender must approve. A short sale allows you to sell your home for less than the amount you owe on the loan and keeps your lender from foreclosing, which benefits both parties.
  • Deed in lieu of foreclosure —  A deed in lieu of foreclosure allows you to relinquish your interest in your home for the amount of the loan by exchanging your deed for the loan cancellation. We will negotiate with your lender on the terms and meticulously prepare the agreement to ensure you are completely relieved of the loan debt.
While the decision to sell your home can be a difficult one, we will make sure you understand the benefits and risks so you can proceed fully informed before engaging in any transaction. In all cases, our goal is to help you reach an outcome for you and your family that keeps you from losing your home to foreclosure.

Contact dedicated California attorneys for help with foreclosure actions

At Sadeghi & Associates, we assist clients throughout California who are at risk of losing their homes to foreclosure. We will explain your options and guide you in making the best decision for your circumstances. Call us at 949-668-1367 or contact us online to schedule your free consultation at our Irvine office.

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Our Office

  • Irvine Office

    Address

    47 Discovery
    Suite 200
    Irvine, California 92618

    Phone

    949-514-8605

  • Riverside Office

    Address

    11801 Pierce Street
    Suite 200
    Riverside, California 92505

    Phone

    949-239-7036

  • Anaheim Office

    Address

    135 South State College Blvd
    Suite 200
    Anaheim, California 90212

    Phone

    949-239-7049

  • Newport Beach Office

    Address

    895 Dove St, 3rd floor
    Suite 300
    Newport, California 90212

    Phone

    949-514-8605

  • Beverly Hills Office

    Address

    9465 Wilshire Boulevard
    Suite 300
    Beverly Hills, California 90212

    Phone

    949-239-7063

Testimonials

  • February 22, 2019

    5 Star Attorney!

    I hired Sidney to defend me against a former tenant. This after initially hiring a different attorney , who wasn't making any progress. Just a few days after coming aboard , she brought the case to a very satisfactory conclusion ! Not only was a impressed with the result , but Sidney tried to keep my costs as low as possible! My go-to attorney!

  • February 14, 2019

    Excellent Attorney!

    Sidney is amazing! Unfortunately, the company I worked for had a few very serious legal problems which Sidney took care of. As a leader of the company and next in line to the CEO, I was able to witness first-hand amount of money and time Sidney was able to save our company. I highly recommend her!

  • December 18, 2018

    Most proficient and competent lawyer I have come across.

    Sidney was simply amazing. She took an sensitive emergency situation and handled it quickly in the most brilliant fashion . She is a master in the art of war. Rest assured she is the best money can get . Honast and fair. Worth every penny. She is a winner and i would use her services in a heartbeat . I would call her first . She is on point. Thank you Sidney. Saved my life.

  • December 10, 2018

    One of the best!!

    She is an awesome attorney. Sidney made the whole process painless and is on top of everything. She handled my case in a very professional matter. Her outstanding skills are proven by fighting tooth and nail for me.

  • December 10, 2018

    Batting 1000 on at least 5 cases!

    Sidney has been our corporate attorney handling all contracts as well as litigation matters for over 10 years. In those years, she has given our company invaluable advice in hundreds of situations, reviewed 50 or more contracts and has drafted dozens of agreements for us.

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  • December 30, 2015

    Brilliant!

    I hired Sidney without any reservations , after a thoroughly professional consultation. Not only did I find her to be brilliant strategically , but extremely honest as well . And she kept me informed every step of the way . Sidney care's about her client's, while also trying to keep costs down. She got my case settled in quick time! My new go-to attorney!

  • July 14, 2015

    Very honest, smart. Best lawyer I have ever had!

    I had a probate litigation matter after my parents passed away between many of my family members. It was a large estate and everyone wanted to fight about it. Thank God I found Sidney and her firm. She was aggressive, smart and she always told me exactly what I needed to hear to get to the outcome I was looking for. It's not the cheapest, but it was the best.

  • October 5, 2013

    Happy CLient ..

    Sidney is THE BEST Lawyer I have ever Had.. Before I hired her I had Two other Big Lawyers that could not get the Job Done that I hired them for. I Fired them and Hired Sidney.. Not only did she get the job Done I got an apology letter from the Creditor! I will ALWAYS Recommend Sidney to anyone that Needs a Lawyer..

  • January 31, 2009

    Fantastic

    She was very intelligent and kept me informed of all details. I highly recommend her.