California Mortgage Modification Lawyers Work to Prevent Foreclosures

Effective Irvine attorneys adjust terms to help homeowners struggling with debt

At any time, something can happen that affects your ability to make the mortgage payments on your home, which puts you at risk of losing it. Whether prompted by a job loss, divorce, medical crisis or some other event, a foreclosure can be devastating for you and your family. Fortunately, help is available. At Sadeghi & Associates in Irvine, our accomplished California attorneys can secure a mortgage modification that suits your current needs and allows you to remain in your home. Our skillful debt relief attorneys have {EXP_YEARS} years of experience and work diligently to adjust payment terms so that you can meet your monthly obligations.

Skillful California advocates use numerous legal methods to alter burdensome mortgages

Don't be discouraged or embarrassed if you are being threatened with foreclosure. Legal help is available, even if you are not eligible to refinance, but you have to take prompt action. Once you reach out, our attorneys can discuss a wide range of potential solutions with you, including:

  • Voluntary modification. Under rules set by the U.S. Department of Housing and Urban Development, you can petition your financial institution for an appropriate mortgage modification. Our lawyers can explain the relevant guidelines and put together a proposal that gives you the best chance to move ahead with more favorable terms.
  • Mediated adjustments. If a foreclosure action persists, mediation before a neutral third party might break down the differences between you and your lender. We strongly assert your rights during these proceedings and work diligently to reach consensus. /li>
  • Relief through litigation. Filing for bankruptcy stops any foreclosure actions. This break can give you and the bank a chance to resolve your issues in a way that reflects your new economic reality.
  • Permanent alimony. Permanent alimony is given to a spouse who is seriously ill or who has demonstrated economic need. This agreement can be modified due to a changed financial situation or other circumstances.

We have substantial experience dealing with "underwater" mortgages — those that exceed the present value of the home — and other special circumstances. No matter how complicated your situation might be, we can develop a comprehensive strategy to secure long-term relief.

Experienced advisers negotiate with banks on your behalf

When you're struggling with money problems, dealing with an impersonal financial institution can make things even more difficult. We thoroughly review your situation and work creatively to find the best possible solution. That may include extending your payment time frame, removing penalties, lowering your interest costs or shifting to a fixed rate. Often, implementing an appropriate modification is in the bank's best interests as well. Our lawyers understand lenders' motivations and won't be deterred until we secure fair terms for you.

Contact a skillful California mortgage modification lawyer

If you seek to change your mortgage terms to reflect your current money situation, the effective lawyers at Sadeghi & Associates can provide valuable assistance. From our office in Irvine, we serve clients in and around California. Call us at 949-668-1367 or contact us online to schedule a free consultation.

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Our Office

  • Irvine Office

    Address

    47 Discovery
    Suite 200
    Irvine, California 92618

    Phone

    949-514-8605

  • Riverside Office

    Address

    11801 Pierce Street
    Suite 200
    Riverside, California 92505

    Phone

    949-239-7036

  • Anaheim Office

    Address

    135 South State College Blvd
    Suite 200
    Anaheim, California 90212

    Phone

    949-239-7049

  • Newport Beach Office

    Address

    895 Dove St, 3rd floor
    Suite 300
    Newport, California 90212

    Phone

    949-514-8605

  • Beverly Hills Office

    Address

    9465 Wilshire Boulevard
    Suite 300
    Beverly Hills, California 90212

    Phone

    949-239-7063

Testimonials

  • February 22, 2019

    5 Star Attorney!

    I hired Sidney to defend me against a former tenant. This after initially hiring a different attorney , who wasn't making any progress. Just a few days after coming aboard , she brought the case to a very satisfactory conclusion ! Not only was a impressed with the result , but Sidney tried to keep my costs as low as possible! My go-to attorney!

  • February 14, 2019

    Excellent Attorney!

    Sidney is amazing! Unfortunately, the company I worked for had a few very serious legal problems which Sidney took care of. As a leader of the company and next in line to the CEO, I was able to witness first-hand amount of money and time Sidney was able to save our company. I highly recommend her!

  • December 18, 2018

    Most proficient and competent lawyer I have come across.

    Sidney was simply amazing. She took an sensitive emergency situation and handled it quickly in the most brilliant fashion . She is a master in the art of war. Rest assured she is the best money can get . Honast and fair. Worth every penny. She is a winner and i would use her services in a heartbeat . I would call her first . She is on point. Thank you Sidney. Saved my life.

  • December 10, 2018

    One of the best!!

    She is an awesome attorney. Sidney made the whole process painless and is on top of everything. She handled my case in a very professional matter. Her outstanding skills are proven by fighting tooth and nail for me.

  • December 10, 2018

    Batting 1000 on at least 5 cases!

    Sidney has been our corporate attorney handling all contracts as well as litigation matters for over 10 years. In those years, she has given our company invaluable advice in hundreds of situations, reviewed 50 or more contracts and has drafted dozens of agreements for us.

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  • December 30, 2015

    Brilliant!

    I hired Sidney without any reservations , after a thoroughly professional consultation. Not only did I find her to be brilliant strategically , but extremely honest as well . And she kept me informed every step of the way . Sidney care's about her client's, while also trying to keep costs down. She got my case settled in quick time! My new go-to attorney!

  • July 14, 2015

    Very honest, smart. Best lawyer I have ever had!

    I had a probate litigation matter after my parents passed away between many of my family members. It was a large estate and everyone wanted to fight about it. Thank God I found Sidney and her firm. She was aggressive, smart and she always told me exactly what I needed to hear to get to the outcome I was looking for. It's not the cheapest, but it was the best.

  • October 5, 2013

    Happy CLient ..

    Sidney is THE BEST Lawyer I have ever Had.. Before I hired her I had Two other Big Lawyers that could not get the Job Done that I hired them for. I Fired them and Hired Sidney.. Not only did she get the job Done I got an apology letter from the Creditor! I will ALWAYS Recommend Sidney to anyone that Needs a Lawyer..

  • January 31, 2009

    Fantastic

    She was very intelligent and kept me informed of all details. I highly recommend her.